

e-Diploma
We hereby confirm that
Frédéric Laurent Ragno
has successfully completed the
Certified International Wealth Manager CIWM®
training programme.

Stephan Meier
Chairman AIWM

Dr. José Antonio Blanco
Chairman SFAA

Prof. Dr. Martin Hoesli
Chairman International Examination Committee AIWM


Issued Date: 31 Mar 2013
Certificate Id: 0162e446bd8c4250835c303434519b62